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	<title>AutoBelles &#187; Buying A Car</title>
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	<description>Cars for Girls!</description>
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		<title>Read the warranty, it will save some money.</title>
		<link>http://auto.condobelles.com/read-the-warranty-it-will-save-some-money.html</link>
		<comments>http://auto.condobelles.com/read-the-warranty-it-will-save-some-money.html#comments</comments>
		<pubDate>Tue, 25 Mar 2008 08:59:15 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/index.php/2008/03/25/read-the-warranty-it-will-save-some-money./</guid>
		<description><![CDATA[

When consumers buy a car, the seller or manufacturer pledges to vouch for the car. This is a warranty. Federal law enforces warranties to be always available to buyers. It should be made clear to the consumer even when they are just searching for what car to buy or if they are just browsing the [...]]]></description>
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<p>When consumers buy a car, the seller or manufacturer pledges to vouch for the car. This is a warranty. Federal law enforces warranties to be always available to buyers. It should be made clear to the consumer even when they are just searching for what car to buy or if they are just browsing the internet.</p>
<p>Coverage differs.  Therefore, warranties should be checked together with the design, value, quality and other car characteristics.</p>
<p>Warrantees and guarantees often confuse people that are trying to differentiate the two. These two words, although quite similar, have distinct differences in the area of home improvement.<span id="more-128"></span></p>
<p>First, the basic terminologies are somewhat different. Warranty is usually attributed to manufacturers while guarantees refer to the labor.</p>
<p>Warrantees are usually pro-rated. This means that the coverage agreements could change as time goes on. Guarantees from the labor sector mostly are inclusive.Â</p>
<p>Here are some examples:</p>
<p>1. Siding should have a warranty not to crack, sag or buckle.<br />
2. The intensity of colors will not diminish for 3 points or more.<br />
3. Warrantees are transferable to different owners and then changed to 5 years.<br />
4. Require registration.<br />
5. Effects of stains brought about by chemicals or too much mildew due to need for cleaning is not under the warranty.</p>
<p>Warrantees usually offer satisfactory coverage but are not one hundred percent.</p>
<p>What is the coverage of guarantee under one year labor?</p>
<p>Example, a product or service falters in just the first year. It will be changed or fixed without charge. To sum it up, if a high priced product is purchased, the coverage will be 100%. As product price decreases, so does the value of the coverage. It is not the manufacturerâ€™s fault that less coverage is given for cheap products.</p>
<p>Product information and warranty or guarantee inclusions should be thoroughly understood by the potential buyers before signing anything. Always be on the lookout for contractors that adhere to specific brands for a long time. Chances are they have valid reasons why they remain loyal.Â</p>
<p>Everyone is like a faithful contractor who looks for good service. These contractors are always on stand by to give service. Warranties and product quality concerns also keep good contractors on their toes. On the other hand, bad contractors do not care at all for product quality and warranty. They are always scouting for the cheapest product on sale and totally disregarding the warrantees and services that it could entail in the future.Â</p>
<p>What are written warranties?</p>
<p>Written warranties are not compulsory under the law but are commonly found in major purchases. Here are some tips to consider in looking for warranties.</p>
<p>â€¢ What is the amount of time provided by the warranty?</p>
<p>Always make sure to take note of the beginning and expiration of warranties and also the terms that may nullify it.</p>
<p>â€¢ Who is the person in charge of providing the warranty?</p>
<p>The coverage will be provided either by the manufacturer or seller so it should be made sure which of these two.</p>
<p>â€¢ What are the specific steps to be undertaken when there is a product failure?</p>
<p>Check if the company, provider or seller will fix the product, change it with a new one or give the money back.</p>
<p>â€¢ What are the parts and specific product failures covered by the warranty?</p>
<p>Buyers should thoroughly examine if there are product parts or kinds that are not part of the warranty coverage. Examples are warranties that ask for payment for work done during the repair process. Be wary of inclusions that could be potentially costly or inconvenient. An example of this is transporting a heavy or huge product to a factory for repair or the product should be given back with its original case intact.</p>
<p>â€¢ Are â€œconsequential damagesâ€ covered by the warranty?</p>
<p>There are warranties that do not include damages affected by the product or based on the time and money spent in repairing the damages. An example of this is when a newly bought freezer bogs down and the food is spoiled. The seller or manufacturer is not compelled to pay for the food.</p>
<p>â€¢ What are the warranty limitations?</p>
<p>There are warranties that only give the warranty coverage if the status of the product is maintained as cited in the condition. Certain warranties specify products like washing machines to be used for home use only. If the washing machine is used in a commercial enterprise and breaks down, no warranty will be given.Â</p>
<p>Buyers should always read the warranty or guarantee terms before purchasing any product if they want to make the most out of their hard earned money.</p>
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		<title>Dealership scams out there</title>
		<link>http://auto.condobelles.com/dealership-scams-out-there.html</link>
		<comments>http://auto.condobelles.com/dealership-scams-out-there.html#comments</comments>
		<pubDate>Tue, 11 Dec 2007 06:35:23 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/index.php/2007/12/11/dealership-scams-out-there/</guid>
		<description><![CDATA[

Are you thinking of buying a car but hesitant to approach your local car dealer because you are not sure about the processes of buying a car as well as wary of possible dealership scams? Do you feel that your knowledge about cars and getting great deals is not good enough and you want to [...]]]></description>
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<p>Are you thinking of buying a car but hesitant to approach your local car dealer because you are not sure about the processes of buying a car as well as wary of possible dealership scams? Do you feel that your knowledge about cars and getting great deals is not good enough and you want to learn more about this matter? Then reading these tips will enhance your understanding about dealership scams.</p>
<p><strong>The car dealer and his trade</strong></p>
<p>To have a proper understanding of car dealership scams, you must first have an idea of the car dealers themselves and how they go about their trade selling cars. First of all, the car dealer will not give you a price quotation as much as he possibly can. This is because the tendency of the buyer would be to go to another dealer and the other one will probably offer a lower price thus, the first dealer loses the buyer to the second dealer.</p>
<p> <span id="more-110"></span></p>
<p>To increase their chances of getting you to buy their car, they will try to make you commit to them before they give you the final selling price. On your part, you can do two things: maneuver the dealer into telling you the price quotation or negotiate the terms of the deal with them. If you decided to negotiate with the dealer then be always on the lookout for the following tricks:</p>
<p>Low ballingÂ Â</p>
<p>This is one of the tricks most commonly done by dealers. They will try to convince the buyer that they can provide the lowest possible price for the car thereby prompting the buyer to start negotiations with the dealer. The salesman will probably tell you that you can get the car that you want for a lesser amount but when you are about to enter negotiations, it turns out that you were not promised a lower price after all. It is just an empty promise.</p>
<p>Best price matching</p>
<p>When you tell the dealer that you will try to look around and check other car dealerships, the salesman will ask you to comeback when you get the best possible price and he will offer to match it. By this time, you will probably be too tired and sick of looking around. Chances are that you will take their offer.</p>
<p>Trade in scam</p>
<p>When you have already bought the car, the salesman will try to contact you before your new car is delivered and tell you that the initial pricing of the car was $500 lower and would like to collect the balance from you. If you fall for this, he will get an extra $500 at your expense.</p>
<p>Spraying</p>
<p>What the dealer will do is to pursue you relentlessly until you give up and buy the car. On the other hand, if you decided to buy from another dealer, he will call you and tell you that he could have given you a lower price thus making you upset. To avoid this, you should not hand out your contact number. Some even give wrong contact numbers just to evade very irritating car dealers.Â</p>
<p>Puppy dog trick</p>
<p>The dealer will allow you to take the car for an overnight or for a whole day, his aim is for you to fall for the car and buy it.</p>
<p>Immediate sale</p>
<p>The dealer will give you a very attractive price but he will also make you believe that this deal can only be made until the end of the day. This will cause you to think too much and in the end, make the mistake of buying the car without checking what other car dealers have to offer.</p>
<p>Extra accessories</p>
<p>The dealer will offer to give you extras like: car mats, window tinting, and other accessories. This aims to stop you from asking for a lower price because of the perceived &#8220;extras&#8221; that you will be receiving from the dealer. It will slow down the price negotiations and divert your attention away from the price.Â<br />
All of us want the best deal available and we abhor the notion that someone will take advantage of us through modis operandi like car dealership scams. So before going to the local car dealer, you better have a good idea of what he will be talking about. As they say, only a fool will go to battle unprepared and with no weapons. Your weapon will be knowledge, always remember that.</p>
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		<title>The Blue Book of Used Cars</title>
		<link>http://auto.condobelles.com/the-blue-book-of-used-cars.html</link>
		<comments>http://auto.condobelles.com/the-blue-book-of-used-cars.html#comments</comments>
		<pubDate>Tue, 27 Nov 2007 00:40:25 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/11/27/the-blue-book-of-used-cars/</guid>
		<description><![CDATA[

If you are planning to sell your used car to a vehicle dealer, you should be aware of the basic process in determining the worth of your car. This would ensure you would not be scammed and taken for granted by car dealer experts.
* What is the Blue Book value?
The Blue Book value is a [...]]]></description>
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<p>If you are planning to sell your used car to a vehicle dealer, you should be aware of the basic process in determining the worth of your car. This would ensure you would not be scammed and taken for granted by car dealer experts.</p>
<p>* What is the Blue Book value?</p>
<p>The Blue Book value is a basic term used in the car-buying business. It means the worth or cost of a vehicle. This vital book determines the price of what dealers are willing to pay for a used car.</p>
<p>* Where could you find the Blue Book value?</p>
<p>There are several resources responsible for determining the value of your car. The two most popular is the Kelley Blue Book and the N.A.D.A. Appraisal Guides.</p>
<p><span id="more-108"></span></p>
<p>The Kelley Blue Book, which invented the term Blue Book, is a principal source for determining the loan value on used cars. It has been providing information for 75 years.</p>
<p>The N.A.D.A. Appraisal Guides, which was established in 1933, is another helpful Blue Book that provides car buyers to review the carâ€™s worth.</p>
<p>* How does the Blue Book determine the value of a used car?</p>
<p>The Blue Book calculates the value of your car based on the make, the model and year. The book also considers factors such as conditions of the used-cars, mileage and other options. The majority of the popular Blue Books are free for public use in their respective web sites. They provide user-friendly worksheets to help determine the appropriate value of a used car. Being aware of the Blue Book value of your car would help you search for a fair deal.</p>
<p>* How do you determine the amount you wish to spend on buying a use car?</p>
<p>If youâ€™re planning to buy a used car, you should determine how much money you are willing to spend. Consider the additional expenses such as the tags when applying for a car loan, extra tax, and purchasing of the car title.</p>
<p>* How does the Blue Book determine the final values?</p>
<p>Many organizations and individuals make use of the Blue Book. Car auctions, private owners, rentals and fleets, franchised and independent dealers all use the Blue Book to determine the final value.</p>
<p>Used car values are determined by a respectable editorial process.Â  Each process starts with an analysis of the collected data which include the current economic conditions, the historical trends, seasonality, location and industry developments. The final value reflects the most current representation of the changing car marketplace.</p>
<p>Be a wise used-car shopper and avoid bad deals and investments. Check with the Blue Book to find helpful guidelines in your used-car purchase</p>
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		<title>Auto Service Contracts 101: The Need-to-Know Facts</title>
		<link>http://auto.condobelles.com/auto-service-contracts-101-the-need-to-know-facts.html</link>
		<comments>http://auto.condobelles.com/auto-service-contracts-101-the-need-to-know-facts.html#comments</comments>
		<pubDate>Tue, 20 Nov 2007 00:39:20 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/11/20/auto-service-contracts-101-the-need-to-know-facts/</guid>
		<description><![CDATA[

Today, buying car is not just simply buying a car. This is because when a person wants to buy a car, there are many additional services that tag along. One great example of these so-called â€œextrasâ€ is the auto service contract.
These auto service contracts are not necessarily required by most car dealers. However, most car [...]]]></description>
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<p>Today, buying car is not just simply buying a car. This is because when a person wants to buy a car, there are many additional services that tag along. One great example of these so-called â€œextrasâ€ is the auto service contract.</p>
<p>These auto service contracts are not necessarily required by most car dealers. However, most car buyers are enticed to get one in order to protect themselves against unforeseen circumstances such as expensive car repairs.</p>
<p>Generally, auto service contracts are pledges made by the agency, usually the car dealer, responsible to provide the necessary services or repairs that the buyer or the contract holder is entitled for.</p>
<p><span id="more-107"></span></p>
<p>The problem with some people is that they categorize auto service contract as the same with extended car warranties. What they do not know is that car warranties are normally included in the price of the new car bought while auto service contracts can be obtained any time even if the person did not buy a new car. Moreover, auto service contracts are always an additional cost for the car buyer meaning he may or may not obtain an auto service contract.</p>
<p>However, just like the other financial decisions, careful deliberation is extremely important before making some final decisions. This is because not all auto service contracts are made equal.</p>
<p>Here is a list of the factors that need to be considered when getting an auto service contract:</p>
<p>1.Â  Buyers should be aware of the terms and conditions stipulated in the auto service contract.</p>
<p>In every agency or company that provides auto service contracts, each has its own terms and conditions. Hence, it is important for every buyer to know first the terms as stipulated in the contract so as to know what kinds of details are included and what are those that are not included.</p>
<p>2. Buyers should know the specific entity who will perform the required services.</p>
<p>In this way, the buyer would know what goes on when a certain service is required. In this way, the contract holder would know where to ask for the repairs and to whom they should ask for the needed services.</p>
<p>3. Know the reputation of those who will provide auto service contracts.</p>
<p>It is extremely important to know how long the company or the dealer has been in the business. Along with it comes the reputation that has been built for so many years of reliable services and performances that the customers were able to testify.</p>
<p>The important thing here is that people should be aware of what they are paying for. After all, itâ€™s their money that is at risk.</p>
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		<title>Need to ship your car?</title>
		<link>http://auto.condobelles.com/need-to-ship-your-car.html</link>
		<comments>http://auto.condobelles.com/need-to-ship-your-car.html#comments</comments>
		<pubDate>Thu, 15 Nov 2007 02:12:30 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/11/15/need-to-ship-your-car/</guid>
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National Car Shipping is the premier site to visit when you are considering various aspects of auto transport, such as car shipping and international car shipping! This is because National Car Shipping has everything you would ever need when it comes to safe and reliable auto transport! There is no need to worry about price [...]]]></description>
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<p>National Car Shipping is the premier site to visit when you are considering various aspects of <a href="http://www.national-car-shipping.com/">auto transport</a>, such as <a href="http://www.national-car-shipping.com/">car shipping</a> and <a href="http://www.national-car-shipping.com/">international car shipping</a>! This is because National Car Shipping has everything you would ever need when it comes to safe and reliable auto transport! There is no need to worry about price because all services offered by National Car Shipping are priced reasonably.</p>
<p>You can even get your car shipping quote at absolutely no cost just by checking out their website at national-car-shipping.com! Just fill out the information tabs, such as customer contact information and car shipping options, so that you can move on to getting your free quote right away! National Car Shipping also offers tracking features for your auto transport status. Thus, if you enlist their <a href="http://www.national-car-shipping.com/">car shipping services</a>, you will definitely be guaranteed the ability to closely monitor your vehicle from its origin to its destination. Browse through their FAQ page for whatever queries you may have about their services.</p>
<p>You can also contact National Car Shipping via the Contact tab at the top portion of the website. And if this is not enough assurance, you can also check out the testimonials customers of National Car Shipping have left on the site itself. This way, you can see for yourself how important customer satisfaction is to the company. Truly a must-visit site when it comes to auto transport!</p>
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		<title>AVOID RIP OFF THROUGH USED CAR HISTORY CHECK</title>
		<link>http://auto.condobelles.com/avoid-rip-off-through-used-car-history-check.html</link>
		<comments>http://auto.condobelles.com/avoid-rip-off-through-used-car-history-check.html#comments</comments>
		<pubDate>Tue, 13 Nov 2007 00:37:29 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/11/13/avoid-rip-off-through-used-car-history-check/</guid>
		<description><![CDATA[

Buying a secondhand car is not a bad idea. In fact, used car classifieds on the net have recorded highest earnings ever of used cars which clearly suggests Americans acceptance to purchasing used cars.
According to a study conducted in 2003 by J.D. Power and Associates, there is an increase in the number of hours people [...]]]></description>
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<p>Buying a secondhand car is not a bad idea. In fact, used car classifieds on the net have recorded highest earnings ever of used cars which clearly suggests Americans acceptance to purchasing used cars.</p>
<p>According to a study conducted in 2003 by J.D. Power and Associates, there is an increase in the number of hours people logged on to the net browsing for used-vehicles and shopping online.</p>
<p>This suggests that people show an increase in confidence in buying used cars online and recommends the process to others. But before you get into the hype of used car buying online, there are some things that you need to consider to avoid problems and unfair transactions.</p>
<p><span id="more-105"></span></p>
<p>Vehicle History Report</p>
<p>Perhaps the first thing that you will need doing is to request a vehicle history report. Most auto dealership sites provide such information for no additional charges while other independent commercial authorized car sales agencies provide exclusive car history roster detailing information regarding the carâ€™s condition before and after the reconditioning process.</p>
<p>The United States has more than 150,000 car dealer listings which can provide you information regarding the latest secondhand vehicle price listings and specifications.</p>
<p>First, you will need to determine which type of vehicle you like and how much you can spend on it. Second, look for a vehicle dealership across the net and find reliable reviews.</p>
<p>Lastly, deal with authorized used car sellers who will direct you to the selection of used-cars according to how much you are willing to spend and what model you would like to purchase.</p>
<p>Used Quality Vehicles</p>
<p>Even after you have been using the car for just a month or two and plan on selling it for the purpose of purchasing a new model, it will lose half of the actual value upon resale. This gives consumers a competitive advantage in ensuring a good car product upon acquisition without having to spend way too much money.</p>
<p>Reading reviews, evaluating car specifications, and dealing with the most reliable classified sites in the market give you a chance to negotiate with the prices and are road maps to getting more of what you deserve in procuring the best used vehicle available.</p>
<p>With more than 1 million used cars marketed each year, surely you will get one that is best for your budget and needs.</p>
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		<title>The Used Car Lemon Law: The Used Car Buyer&#8217;s Best Friend</title>
		<link>http://auto.condobelles.com/the-used-car-lemon-law-the-used-car-buyers-best-friend.html</link>
		<comments>http://auto.condobelles.com/the-used-car-lemon-law-the-used-car-buyers-best-friend.html#comments</comments>
		<pubDate>Tue, 06 Nov 2007 00:36:15 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/11/06/the-used-car-lemon-law-the-used-car-buyers-best-friend/</guid>
		<description><![CDATA[

You&#8217;ve just bought yourself a used car. The car was cheap and you left the used car lot with the feeling that you managed to come out reasonably well. Then the car conks out &#8211; what happens now?
Under other circumstances, you would probably have no choice but live with your choice. Fortunately, there is a [...]]]></description>
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<p>You&#8217;ve just bought yourself a used car. The car was cheap and you left the used car lot with the feeling that you managed to come out reasonably well. Then the car conks out &#8211; what happens now?</p>
<p>Under other circumstances, you would probably have no choice but live with your choice. Fortunately, there is a law that would help you. The used car lemon law is the most useful law for any person who buys a used car. The law provides a legal remedy for those buy or lease used cars that turn out to have outstanding mechanical difficulties, those which are better known as &#8220;lemons&#8221;.</p>
<p><span id="more-104"></span></p>
<p>The law has used car dealers give their buyers a written warranty. The warrant requires dealers to repair any defects found in the car, free of charge. The dealer can also choose to reimburse the repair costs of the repairs to the buyer. It also notes that if the car isn&#8217;t repaired after a number of attempts, the buyer is supposed to receive a full refund of the purchase.</p>
<p>For the law to cover your purchase, check your local state laws. Usually, these four conditions should be met for the lemon law to be invoked:</p>
<p>1) The car was purchased, transferred or leased after either a) eighteen thousand miles of use or b) two years from the original release; and</p>
<p>2) The purchase or lease price has the value of at least one thousand five hundred dollars; and</p>
<p>3) The car has been driven less than or equal to a hundred thousand miles at the time of lease or purchase; and</p>
<p>4) The car was used for non-commercial purposes i.e. personal use. This means the car should have been used for household or family purposes. This includes personal transportation to and from work and household errands. The car could have been used for a mix of business and personal use but it still should have been used predominantly for personal use.</p>
<p>The law can also be used to cover motorcycles; however some states exempt other vehicles from the used car law. Note that the transfer of ownership of a used car is also covered by the law; however a private purchase from a private individual is not protected by the law. You can choose to consult a lawyer to see what sort of action you may take.</p>
<p>Remember the law and check with your state before you buy a used car. If your state has such a law, you should feel safe about your purchase when you leave the used car lot.</p>
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		<title>GUIDES FOR PERFECT CAR DEALERSHIPS</title>
		<link>http://auto.condobelles.com/guides-for-perfect-car-dealerships.html</link>
		<comments>http://auto.condobelles.com/guides-for-perfect-car-dealerships.html#comments</comments>
		<pubDate>Tue, 30 Oct 2007 00:35:09 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/10/30/guides-for-perfect-car-dealerships/</guid>
		<description><![CDATA[

Have you considered buying a used car?Â  There are fair and not-so-fair deals lurking around but for most of us, we are not just looking for something fair, we are looking for something great!
The Internet will equip you with valuable details about unbiased car reviews and ratings, including price ratings, specifications and reasonable, yet [...]]]></description>
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<p>Have you considered buying a used car?Â  There are fair and not-so-fair deals lurking around but for most of us, we are not just looking for something fair, we are looking for something great!</p>
<p>The Internet will equip you with valuable details about unbiased car reviews and ratings, including price ratings, specifications and reasonable, yet honest, reviews, including photos of used cars.</p>
<p>Comparison shops furnish and maintain databases as well where they keep price listings for used cars with their respective merchandisers across the net.</p>
<p><span id="more-103"></span></p>
<p>Private Seller Listings: Great Deals for Real</p>
<p>Great deals may not always turn out great in some circumstances. Unwise selection and choice of car dealers could lead you to wasting your money.</p>
<p>In fact in 2004 alone, it was recorded that half of those who bought their own cars in the US have considered purchasing used cars rather than brand new ones. A great deal of the population is becoming more and more open to buying used cars due to their maintenance flexibility and overall cost.</p>
<p>This information should give you more reason to research on which car dealerships are offering the most sought after secondhand cars on the net.</p>
<p>While used cars are getting more popular today it is practical and wise to look for specs which includes conditioning requirements, vehicle history and real pricing report and comprehensive range of values for used cars and possible trade-ins and leasing.</p>
<p>Look for Reviews</p>
<p>A good car dealership offers accurate and honest advice and reviews for prospective car buyers. Reviews provide clients with information regarding the nature of the product and its relative condition.</p>
<p>Others even provide true-cost-to-own values in order to better prepare you for the cost of the transaction. Many even dispense alluring incentives and rebates for sale buyers and those who opt for deduction on certain payment methods for easy money transactions.Â Â</p>
<p>The majority of dealer networks across the internet provide search listings to better approximate your location and needs.Â  Search listings would provide you a roster detailing the latest used car models on sale together with their descriptions, vehicle condition, history reports and cosmetic essentials and requirements.</p>
<p>Although most accept trade-ins, some assess additional charges for appraisal, and the value-assessment might fall lower than you expected. Used cars may range from $15,000 + to $30,000 + for a good one. Some would even drop below $20,000 but requires a considerable amount of reconditioning.</p>
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		<title>A Guide to Comparing Used Car Loan Rates</title>
		<link>http://auto.condobelles.com/a-guide-to-comparing-used-car-loan-rates.html</link>
		<comments>http://auto.condobelles.com/a-guide-to-comparing-used-car-loan-rates.html#comments</comments>
		<pubDate>Tue, 23 Oct 2007 00:34:05 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/10/23/a-guide-to-comparing-used-car-loan-rates/</guid>
		<description><![CDATA[

If you want to get the perfect car loan that fits your budget, it is foolhardy to just sign-up when you have not determined all of your available options. Before doing so, you might to consider first the figures that you will be working with.
Once you have determined the model of the car that you [...]]]></description>
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<p>If you want to get the perfect car loan that fits your budget, it is foolhardy to just sign-up when you have not determined all of your available options. Before doing so, you might to consider first the figures that you will be working with.</p>
<p>Once you have determined the model of the car that you want, where you will be getting the loan from, and your monthly allowance for the used car loan payment, you may proceed with signing up. Then you will be on your way to owning the vehicle that you want.</p>
<p>There are a lot of web sites online which offer auto loan rate calculators.</p>
<p><span id="more-102"></span></p>
<p>These rates vary by state and city. There are also online lenders who offer a cheaper rate, as compared to getting car loans via banks who &#8211; more often than not &#8211; deny your loan application, especially for used vehicles.</p>
<p>Research online and visit the used car dealers in your area. Collect the price quotes first to determine the current rates for the used cars available in the market.</p>
<p>You can also ask around for the rates. You are bound to get more results by word of mouth, especially if you know car enthusiasts.</p>
<p>Take the following as an example of the current used car rates:</p>
<p>In California, three lenders who offer used car loans are the Bank of America, Capital One Auto Finance and Wells Fargo Bank.</p>
<p>For a used car loan, the Bank of America offers 20% down payment and an 11.2% rate. You would add to this a $75 fee and a .25% discount with auto debit.</p>
<p>The second lender, which is Capital One Auto Finance, offers a 6.25 % rate and a 20% down payment. There are no application fees and prepayment penalties.</p>
<p>Wells Fargo Bank offers an 8.88% rate and a 20% down, a $50 application fee and a .25% discount with auto debit.</p>
<p>At the end of the day, just compare these three rates and determine which offer would fit your budget.</p>
<p>Also consider the distance, mileage and the final asking price.</p>
<p>One more thing that you should consider when comparing rates is the number of months for you to make the payments.</p>
<p>There are several options. Some lenders offer a 36 month used car loan. For higher asking prices, longer payment terms are available.</p>
<p>For a 36-month used car loan, for example, the rate offered is 8.31%. This rate increases as the number of months increase.</p>
<p>After researching and looking through all of your options, choose the lowest rate that you can get and remember not to overspend when you have already reached a certain target budget.</p>
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		<title>Cars: The Used and The New are Beautiful</title>
		<link>http://auto.condobelles.com/cars-the-used-and-the-new-are-beautiful.html</link>
		<comments>http://auto.condobelles.com/cars-the-used-and-the-new-are-beautiful.html#comments</comments>
		<pubDate>Tue, 16 Oct 2007 00:32:58 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Buying A Car]]></category>

		<guid isPermaLink="false">http://auto.condobelles.com/2007/10/16/cars-the-used-and-the-new-are-beautiful/</guid>
		<description><![CDATA[

Whether buying used or new cars, both options have advantages and disadvantages that the car buyer alone would be the best person to be knowledgeable about as he or she would know what would work well as according to his/her needs, wants, preference, budget and whim.Â
The following are basic factors to consider in buying a [...]]]></description>
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<p>Whether buying used or new cars, both options have advantages and disadvantages that the car buyer alone would be the best person to be knowledgeable about as he or she would know what would work well as according to his/her needs, wants, preference, budget and whim.Â</p>
<p>The following are basic factors to consider in buying a used or a new car:Â</p>
<p>The price.</p>
<p>Those on a stringent budget would find used cars a good deal.Â  Though there are a handful of new cars that sell for less than ten thousand dollars, the ones that cost less usually have only a few amenities, with some having none of the following:Â  air-conditioning, stereo.Â  Sometimes the cars come with only two doors or one of the power windows is broken, if there are power windows at all.Â  On the other hand, the availability ofÂ  three to four-year old used cars loaded with more than the bare-boned features of a basic used car â€“ such asÂ  a CD player, air conditioning, airbags â€“ gives the used car buyer a great deal.</p>
<p><span id="more-101"></span><br />
Â Â<br />
But still, the pricey new cars are costly because of the updated safety features they carry:Â  de-powered airbags as well as â€œsmartâ€ front and side protection airbags.Â Â  New vehicles also carry whimsical features such as:Â  beverage holders that keep drinks cool or hot.</p>
<p>The choice depends on you, your priorities and your purchasing power.</p>
<p>The warranty.</p>
<p>New vehicles usually are under warranty for a minimum of three years to a maximum of ten.Â  Hyundai and Kia provide ten year warranty for their vehicles.Â  DaimlerChrysler offers a seven year warranty for their Chrysler, Dodge and Jeep models.Â  So does Isuzu.Â</p>
<p>Some eligible late-model used cars could complete their original warranty and could just as well be extended if they are protected by the vehicle certification program.Â  If not, used car owners could shell out a few hundred to be able to extend their service warranty or contract.</p>
<p>The mileage.</p>
<p>Newly-bought used cars come with mileage already spent.Â  New vehicles basically do not need maintenance for the first thousands of miles, and if they do, car manufacturers cover the oil change and their tune-up as well as other fundamental maintenance services.Â Â Â</p>
<p>Specially made cars</p>
<p>Used car buyers usually have to content themselves with as-is vehicles whose color may not be that perfect shade of red, green or blue.Â  Buyers of new cars however, have the option of a varied range of colors or car features that used cars have not.Â Â  Car dealers usually cater to the tastes and impulse of a car buyer and usually would even satisfy a customer by specially-ordering a vehicle.</p>
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